₹1 Crore Family Health Insurance Plans in Kolkata – 2025 Guide

 

🛡️ Why You Need ₹1 Cr Health Insurance in 2025

With medical bills skyrocketing at Kolkata’s premium hospitals like Apollo Gleneagles, CMRI, AMRI, Fortis, and Belle Vue, a ₹1 crore health insurance cover is no longer a luxury. It’s a wise move to safeguard your family from future healthcare costs.

Whether you live in Kolkata, Hooghly, Serampore, or Salt Lake, this blog gives you a clear comparison of the best ₹1 Cr family floater policies available in India for 2025.

🏆 Top ₹1 Crore Family Health Insurance Plans (2025)

1. ManipalCigna ProHealth Protect

✅ ₹1 Cr Coverage Available
🌍 Global emergency coverage
🏥 Covers maternity up to ₹2L + OPD up to ₹15,000
💼 Room rent: Any room except suite
🏆 7,500+ cashless hospitals
🔗 View Official Plan

2. Niva Bupa Health Companion – Family Floater

✅ ₹1 Cr Coverage Available
🛌 No room rent limits
🔁 Automatic sum insured refill
✅ Annual health check-ups included
🌱 AYUSH & vaccination cover
🔗 View Official Plan

3. Care Health – Care Supreme

✅ ₹1 Cr Coverage Available
👶 Maternity & newborn cover
🧘 AYUSH, organ donor, mental health included
🚫 No medical test required (up to age 45)
🔄 Annual check-ups for all family members
🔗 View Official Plan

📍 Top Cashless Hospitals in Kolkata

These plans work at top-tier hospitals across Kolkata and Hooghly, including:

- Apollo Gleneagles
- AMRI Dhakuria / Salt Lake
- CMRI
- Fortis Anandapur
- Belle Vue
- Woodlands

✅ Always check cashless tie-up before admission.

🧾 Real Case Study

"A family from Serampore needed a gallbladder surgery. ₹1.9L was approved as cashless under ManipalCigna at CMRI — claim settled in 2 days with full support."

📌 What to Look for in a ₹1 Cr Plan

- No cap on room rent
- Full maternity coverage
- Easy claim process
- AYUSH, mental health, and OPD coverage
- Cashless tie-ups with hospitals in Kolkata & Hooghly

💬 Get a Personalized Health Insurance Quote

Choosing the right plan depends on age, family size, and health history. I help families in Kolkata, Hooghly, and nearby areas pick the most affordable, long-term health insurance plans.

👉 Click here to fill out the form and get your personalized health insurance recommendation.